Business Assumptions

The Proposer or company that is insuring the vehicle;

• Is the registered owner of the vehicle.
• Is the main user of the vehicle being insured.
• Are resident in the Republic of Ireland.

You and any driver that might drive the vehicle;

• Have never been refused insurance, renewal of insurance, had any special terms applied or had a policy cancelled by an insurer.
• Have never been disqualified from driving or had any endorsement imposed on yours or their driving licence?
• Have never been convicted of any motoring offence or non-motoring offence or have any prosecutions pending?
• Have no medical conditions, impairment or mental or physical disability that affects your ability to drive?
• Have no accident or claims (including windscreen claims), regardless of blame on any motor vehicle within the last 5 years regardless of any NCB protection that you might have had?
• Have received any penalty points in the last three years?

The Vehicle being insured;

• Will not be used for the carriage of toxic, corrosive, explosive or flammable goods.
• Will not be used in Airports.
• Will not be used for hire or reward or for the carriage of other people’s goods.
• Has not been modified in anyway and there is no rear seating except in the case of purpose-built crew cab vehicle.
• Has not been modified in anyway and there is no rear seating except in the case of purpose-built crew cab vehicle.
• Is not a left hand drive vehicle or imported.
• If required by legislation, has been issued with a Certificate of Roadworthiness.
• The vehicle will not be used for courier, parcel delivery or fast food delivery.
• Will not be used to cook or sell food from for example ice cream Van or chipper Van.
• Has not been or in the process of being converted to a camper van.

If you cannot comply with these assumptions we will still be more than happy to process a quote over the phone, please phone us on 01 660 6900 and one of our van insurance specialists will assist you with your query.

Please note full disclosure of all material facts should be made including medical history and all claims. Failure to disclose all relevant information could result in your policy being cancelled, claims not being paid, the difficulty you may encounter in trying to obtain insurance elsewhere.